Inflation-Proof Your Financial Plan: Simple Adjustments That Work
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CategoriesInflation
How Toce Financial Group Helps You Outpace Inflation Inflation isn’t just raising prices. It’s weakening the power of your money in every area of life. Most people still earn next to nothing on their savings while costs keep climbing. At Toce Financial Group, we help clients earn 4.2% on their cash instead of 0.01%. That... Read More →
Avoid Common Tax Deduction Mistakes: Smarter Tax Planning by Taxpayer Type
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CategoriesTaxes
Don’t Let Deduction Mistakes Drain Your Future Tax deduction mistakes are easy to make but costly to ignore. Whether you file your taxes solo, run a business, or already work with a CPA, the truth is most Americans are still missing major tax planning opportunities. At Toce Financial Group, we see these gaps all the time.... Read More →
When to Update Your Investment Strategy
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CategoriesInvestment Strategy
At Toce Financial Group (TFG), investment planning is designed to work quietly in the background leveraging modern technology that automates and optimizes strategies so clients can focus on living their lives. While your plan doesn’t need constant tinkering, staying aware of key milestones and changes in life can help ensure your investments remain aligned with... Read More →
5 Top Reasons Why You Should Work with Toce Financial
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CategoriesUncategorized
Hiring a financial advisor doesn’t mean stepping into the tired world of high-fee products, generic advice, and confusing titles. At Toce Financial, we’re actively rejecting that model. We aren’t here to perpetuate the status quo we’re here to replace it. We’re Investment Advisor Representatives (IARs) of an independent Registered Investment Advisory (RIA) firm. That means... Read More →
Where Does the Money Come From?
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CategoriesUncategorized
How Stocks Generate Profits for Investors: The stock market is a marketplace where publicly traded companies’ stocks are bought and sold. When a company’s stock is traded on the stock market, the company is essentially selling a small ownership stake in itself. The stock market allows companies to raise capital by selling these ownership stakes,... Read More →
Secure Act 2.0
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CategoriesUncategorized
The Secure Act 2.0 would also make significant changes to 401(k) plans, which are a popular type of retirement savings plan offered by many employers. Here are a few key provisions of the act related to 401(k) plans: The act would allow long-term, part-time workers to participate in 401(k) plans. Currently, many part-time workers are... Read More →
Top 5 Mistakes New Investors Make and How to Avoid Them
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CategoriesUncategorized
Starting your investment journey can feel exciting, but also overwhelming. For many professionals across Mandeville, Baton Rouge, Lafayette, and New Orleans, investing is the first major step toward long-term financial independence. But when you’re just getting started, it’s easy to fall into avoidable traps that could hold you back for years. At Toce Financial Group,... Read More →
Warren Buffett‘s investment approach
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CategoriesUncategorized
Warren Buffet is widely considered one of the greatest investors of all time, and his success can be attributed in part to his use of filters to identify profitable investment opportunities. Buffet has four key filters that he uses to evaluate potential investments: the circle of competence, sustainable competitive advantage, management, and price. Let’s take... Read More →
Why Stockpicking is Dead
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CategoriesUncategorized
The traditional practice of picking individual stocks is losing its appeal (similar to the decline of Mutual Funds), especially for professionals in Louisiana seeking reliable wealth management and financial planning strategies. The Decline of Stockpicking Historically, selecting individual stocks was a common approach for investors aiming to outperform the market. However, recent analyses indicate that... Read More →
Why Louisiana Professionals Are Rethinking Mutual Funds
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CategoriesUncategorized
In Louisiana, many professionals are evaluating their investment strategies to ensure they align with long-term financial goals. While mutual funds have traditionally been a popular choice, recent trends suggest that alternative investment vehicles may offer more consistent performance and lower costs. We know new investors want to avoid common mistakes, so getting on the right... Read More →